![]() ![]() To fully take advantage of this bonus, have you and a friend both sign up for this promotion and fund the account with $25. If you for some reason forget your wallet at home, just have your friend pay for you and you can pay them back on your phone! This is a really easy and convenient way to send money around. Bottom Line:Ĭircle Pay is a great way to send friends money. However, there is a 2.9% charge for credit card transactions. ![]() It’s free to use and no fees for transferring money when using a debit card or bank account. Anyone from the U.S(excluding residents of Illinois and Wyoming) can sign up for a free Circle account with just their name, email address, and phone number. Current Circle users can refer up to 100 new users for a total of $500 in referral rewards at $5 per referral. Once you are a Circle Pay member, simply log into your account and visit the “Invite Friends” section under the menu to grab your referrals link.
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